:root{--navy:#1d3766;--red:#b3232c;--ink:#171717;--muted:#5d6674;--light:#f5f7fa;--line:#e5e9ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:inherit;text-decoration:none}.wrap{width:min(1120px,92%);margin:auto}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy);letter-spacing:.3px}.brand img{width:70px;height:70px;object-fit:contain}.brand span{font-size:17px;line-height:1.2}
nav{display:flex;gap:22px;align-items:center;font-size:14px;font-weight:700;color:#26344a}nav a:hover,nav a.active{color:var(--red)}
.btn{display:inline-block;background:var(--red);color:#fff;padding:12px 20px;border-radius:4px;font-weight:700;border:2px solid var(--red);transition:.2s}.btn:hover{background:#8f1c24;border-color:#8f1c24}.btn.outline{background:transparent;color:var(--navy);border-color:var(--navy)}.btn.outline:hover{background:var(--navy);color:#fff}
.hero{background:linear-gradient(110deg,rgba(17,39,76,.96),rgba(29,55,102,.88)),url('https://images.unsplash.com/photo-1586528116311-ad8dd3c8310d?auto=format&fit=crop&w=1800&q=85') center/cover;color:#fff;padding:100px 0 92px}
.hero h1{font-size:clamp(36px,5vw,58px);line-height:1.1;max-width:760px;margin:0 0 22px}.hero p{font-size:19px;max-width:700px;color:#eef2f8;margin:0 0 30px}.eyebrow{color:#e7a4a7;text-transform:uppercase;letter-spacing:2px;font-size:12px;font-weight:800}
section{padding:68px 0}.section-head{max-width:720px;margin-bottom:32px}.section-head h2{font-size:34px;line-height:1.2;color:var(--navy);margin:8px 0 12px}.section-head p{color:var(--muted);margin:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:8px;padding:25px;background:#fff;box-shadow:0 8px 22px rgba(20,35,60,.04)}.card h3{color:var(--navy);margin:0 0 8px;font-size:20px}.card p{color:var(--muted);margin:0}.icon{width:42px;height:42px;border-radius:50%;background:#eef2f8;color:var(--red);display:grid;place-items:center;font-weight:900;margin-bottom:16px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.panel{background:var(--light);padding:34px;border-left:4px solid var(--red);border-radius:5px}.panel h3{color:var(--navy);margin-top:0}.checks{padding:0;list-style:none}.checks li{padding:7px 0 7px 26px;position:relative}.checks li:before{content:'✓';position:absolute;left:0;color:var(--red);font-weight:900}
.band{background:var(--navy);color:#fff;padding:48px 0}.band .row{display:flex;align-items:center;justify-content:space-between;gap:25px}.band h2{margin:0;font-size:29px}.band p{margin:6px 0 0;color:#e1e8f3}
.page-hero{background:var(--navy);color:#fff;padding:55px 0}.page-hero h1{font-size:42px;margin:0 0 8px}.page-hero p{margin:0;color:#e4eaf3;max-width:760px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.contact-box{padding:28px;border:1px solid var(--line);border-radius:8px}.contact-box h3{color:var(--navy);margin-top:0}
label{display:block;font-weight:700;margin:12px 0 5px}input,textarea,select{width:100%;padding:12px;border:1px solid #cbd3df;border-radius:4px;font:inherit}textarea{min-height:130px;resize:vertical}
footer{background:#111c30;color:#fff;padding:38px 0}.foot{display:flex;justify-content:space-between;gap:25px;align-items:center}.foot p{color:#cbd3df;margin:5px 0}.foot-links{display:flex;gap:18px;flex-wrap:wrap;font-size:14px}
.small{font-size:13px;color:#aeb9ca}.muted{color:var(--muted)}
@media(max-width:800px){.nav{flex-direction:column;padding:12px 0}nav{justify-content:center;flex-wrap:wrap;gap:12px}.grid{grid-template-columns:1fr 1fr}.split,.contact-grid{grid-template-columns:1fr}.band .row,.foot{flex-direction:column;align-items:flex-start}.hero{padding:72px 0}}
@media(max-width:520px){.grid{grid-template-columns:1fr}.brand img{width:58px;height:58px}.page-hero h1{font-size:34px}section{padding:50px 0}}